:root{
  --ink:#0b1220;
  --navy:#08152e;
  --navy-2:#0e2350;
  --blue:#1d5cff;
  --blue-d:#1348d6;
  --sky:#e8f0ff;
  --tint:#f5f7fb;
  --line:#e4e8f0;
  --muted:#586174;
  --radius:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased}
img,svg,video{max-width:100%}
a{color:var(--blue)}
.wrap{width:min(1180px,100% - 40px);margin-inline:auto}
.narrow{max-width:780px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px;top:8px}

/* Utility bar + header */
.utility{background:var(--navy);color:#b6c2dc;font-size:.82rem}
.utility-inner{display:flex;justify-content:space-between;gap:20px;padding:8px 0}
.utility a{color:#fff;text-decoration:none;margin-left:18px}
.utility a:hover{text-decoration:underline}
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:10px 0}
.logo{display:flex;align-items:center;text-decoration:none}
.logo img{height:46px;width:auto;display:block}
.nav{display:flex;align-items:center;gap:26px}
.nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}
.nav a:hover{color:var(--blue)}
.nav .btn{color:#fff}
.nav-toggle{display:none;background:none;border:0;padding:8px;cursor:pointer}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--ink);margin:5px 0}

/* Buttons */
.btn{display:inline-block;background:var(--ink);color:#fff;font-weight:600;padding:13px 26px;border-radius:8px;border:0;text-decoration:none;cursor:pointer;font-size:1rem;transition:.2s}
.btn:hover{background:var(--blue-d)}
.btn-sm{padding:10px 18px;font-size:.9rem;background:var(--blue)}
.btn-blue{background:var(--blue)}
.btn-blue:hover{background:var(--blue-d)}
.btn-outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.55)}
.btn-outline:hover{background:#fff;color:var(--navy)}

/* Hero with optional video */
.hero{position:relative;color:#fff;background:var(--navy);overflow:hidden;isolation:isolate}
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-3;opacity:.55}
.hero-fx{position:absolute;inset:0;z-index:-2;
  background:
    radial-gradient(700px 380px at 80% 10%,rgba(29,92,255,.55),transparent 60%),
    radial-gradient(600px 360px at 10% 90%,rgba(56,189,248,.28),transparent 60%),
    linear-gradient(135deg,rgba(8,21,46,.92),rgba(14,35,80,.78));
  animation:drift 18s ease-in-out infinite alternate}
.hero-fx::after{content:"";position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);
  background-size:56px 56px;mask-image:linear-gradient(180deg,#000,transparent 85%);-webkit-mask-image:linear-gradient(180deg,#000,transparent 85%)}
@keyframes drift{from{background-position:0 0,0 0,0 0}to{background-position:40px 20px,-30px -10px,0 0}}
.hero-inner{padding:104px 0 96px;max-width:900px}
.kicker{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:#7fb0ff;margin:0 0 14px}
h1{font-size:clamp(2.2rem,5vw,3.7rem);line-height:1.08;letter-spacing:-.025em;margin:0 0 20px}
h2{font-size:clamp(1.6rem,3.2vw,2.35rem);line-height:1.18;letter-spacing:-.02em;margin:0 0 12px}
h3{margin:0 0 8px;font-size:1.1rem}
.lead{font-size:1.15rem;color:#cdd7ec;max-width:700px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0 28px}
.tag-links{list-style:none;display:flex;flex-wrap:wrap;gap:10px;padding:0;margin:0}
.tag-links a{display:inline-block;padding:7px 16px;border:1px solid rgba(255,255,255,.35);border-radius:999px;color:#fff;text-decoration:none;font-size:.9rem;transition:.2s}
.tag-links a:hover{background:#fff;color:var(--navy)}

/* At a glance */
.glance{background:#fff;border-bottom:1px solid var(--line)}
.glance-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:0}
.glance-grid div{padding:26px 20px;border-left:1px solid var(--line)}
.glance-grid div:first-child{border-left:0;padding-left:0}
.glance-grid strong{display:block;font-size:1.15rem;color:var(--navy)}
.glance-grid span{color:var(--muted);font-size:.9rem}

/* Sections */
.section{padding:90px 0}
.section.tinted{background:var(--tint)}
.section-head{max-width:740px;margin-bottom:36px}
.section-head p{color:var(--muted);margin:0;font-size:1.05rem}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--blue);margin:0 0 10px}

/* Tabs */
.tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:28px;border-bottom:1px solid var(--line);padding-bottom:16px}
.tab{background:#fff;border:1px solid var(--line);color:var(--ink);font:inherit;font-weight:600;font-size:.92rem;padding:9px 18px;border-radius:999px;cursor:pointer;transition:.2s}
.tab:hover{border-color:var(--blue);color:var(--blue)}
.tab.active{background:var(--blue);border-color:var(--blue);color:#fff}

/* Cards */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card,.case,.ind{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;display:flex;flex-direction:column;transition:.2s;text-decoration:none;color:inherit}
.card:hover,.case:hover,.ind:hover{border-color:var(--blue);box-shadow:0 14px 34px rgba(13,40,110,.12);transform:translateY(-3px)}
.card[hidden]{display:none}
.card p,.case p,.ind p{color:var(--muted);margin:0 0 16px;flex:1}
.chip{align-self:flex-start;background:var(--sky);color:var(--blue-d);font-size:.74rem;font-weight:700;padding:4px 10px;border-radius:999px;margin-bottom:14px}
.more{font-weight:600;text-decoration:none;font-size:.95rem}
.more::after{content:" →"}
.more:hover{text-decoration:underline}
.case{border-top:4px solid var(--blue)}
.case p{margin:0}
.ind{padding:22px 24px}
.ind p{margin:0}
.ind h3{color:var(--navy)}

/* Steps */
.steps{list-style:none;counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:0;margin:0}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.steps li::before{content:counter(s);display:grid;place-items:center;width:34px;height:34px;border-radius:8px;background:var(--blue);color:#fff;font-weight:700;margin-bottom:14px}
.steps p{margin:0;color:var(--muted)}
.partner{margin-top:36px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 30px}
.partner p{margin:0;color:var(--muted)}

/* Fintech band */
.band{background:
  radial-gradient(600px 300px at 90% 0%,rgba(29,92,255,.5),transparent 60%),
  var(--navy);
  color:#fff;border-radius:22px;padding:54px;display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.band h2{color:#fff}
.band p{color:#cdd7ec}
.band .kicker{color:#7fb0ff}
.notify{display:flex;gap:10px;flex-wrap:wrap}
.notify input{flex:1 1 220px;padding:13px 16px;border-radius:8px;border:0;font-size:1rem}
.notify .form-msg{flex-basis:100%;margin:4px 0 0;color:#9ec5ff}

/* FAQ */
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:2px 22px;margin-bottom:12px}
summary{cursor:pointer;list-style:none;font-weight:600;padding:16px 28px 16px 0;position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:0;top:12px;font-size:1.5rem;color:var(--blue);transition:.2s}
details[open] summary::after{transform:rotate(45deg)}
details p{margin:0 0 18px;color:var(--muted)}

/* Contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px}
.contact-grid>div>p{color:var(--muted)}
.contact-list{list-style:none;padding:0;margin:24px 0 0}
.contact-list li{display:flex;gap:14px;padding:12px 0;border-bottom:1px solid var(--line)}
.contact-list b{width:80px}
.form{background:var(--tint);border:1px solid var(--line);border-radius:var(--radius);padding:30px;display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:6px}
.field:nth-last-child(-n+2){grid-column:1/-1}
.field label{font-weight:600;font-size:.9rem}
.field input,.field select,.field textarea{padding:12px 14px;border:1px solid #cbd3e1;border-radius:8px;font:inherit;background:#fff}
.field input:focus,.field select:focus,.field textarea:focus,.notify input:focus{outline:3px solid rgba(29,92,255,.35);border-color:var(--blue)}
.form .btn,.form .form-msg{grid-column:1/-1}
.form .btn{justify-self:start}
.form-msg{margin:0;min-height:1.2em;font-size:.95rem;color:var(--blue-d)}
.form-msg.err{color:#dc2626}

/* Footer */
.site-footer{background:var(--navy);color:#b6c2dc;padding:60px 0 24px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
.site-footer h4{color:#fff;margin:0 0 12px}
.site-footer a{display:block;color:#b6c2dc;text-decoration:none;margin:6px 0}
.site-footer a:hover{color:#fff}
.site-footer .logo{display:inline-block;margin:0 0 10px}
.site-footer .logo img{height:54px}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;font-size:.85rem}
.legal p{margin:4px 0}.fine{color:#8794b0}

/* Legal pages */
.doc{max-width:780px;padding:50px 0 80px}
.doc h1{font-size:2.2rem}
.doc h2{font-size:1.3rem;margin-top:32px}
.doc p,.doc li{color:var(--muted)}

/* Responsive */
@media (max-width:980px){
  .grid,.steps{grid-template-columns:repeat(2,1fr)}
  .glance-grid{grid-template-columns:repeat(2,1fr)}
  .glance-grid div{border-left:0;border-top:1px solid var(--line);padding-left:0}
  .band,.contact-grid{grid-template-columns:1fr}
  .band{padding:38px 28px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:720px){
  .utility-inner{justify-content:center}
  .utility-inner>span:first-child{display:none}
  .utility a{margin:0 10px}
  .logo img{height:38px}
  .nav-toggle{display:block}
  .nav{position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:flex-start;padding:18px 20px;border-bottom:1px solid var(--line);display:none;gap:14px}
  .nav.open{display:flex}
  .grid,.steps,.footer-grid,.form{grid-template-columns:1fr}
  .hero-inner{padding:72px 0 64px}
  .section{padding:62px 0}
}
@media (prefers-reduced-motion:reduce){
  *{transition:none!important;scroll-behavior:auto!important}
  .hero-fx{animation:none}
  .hero-video{display:none}
}

/* Hero intro video beside the text */
.hero-inner{max-width:none;display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.hero-text{max-width:640px}
.hero-text h1{font-size:clamp(2rem,4vw,3.2rem)}
.hero-media{margin:0}
.intro-video{width:100%;aspect-ratio:16/9;display:block;border-radius:16px;background:#050d1f;border:1px solid rgba(255,255,255,.18);box-shadow:0 30px 70px rgba(0,0,0,.45)}
.hero-media figcaption{margin-top:10px;font-size:.85rem;color:#9db3dd;text-align:center}
@media (max-width:980px){
  .hero-inner{grid-template-columns:1fr;gap:36px}
  .hero-text{max-width:none}
}

/* Hero layout v2: video centered up front, everything else centered below */
.hero-inner{display:flex;flex-direction:column;align-items:center;gap:40px;padding:56px 0 80px;text-align:center}
.hero-media{width:min(960px,100%)}
.intro-video{box-shadow:0 40px 90px rgba(0,0,0,.55),0 0 0 1px rgba(255,255,255,.12)}
.hero-text{max-width:820px}
.hero-text h1{font-size:clamp(2rem,4.4vw,3.2rem)}
.hero-text .lead{margin-left:auto;margin-right:auto}
.hero-text .cta-row{justify-content:center;margin:28px 0 24px}
.hero-text .tag-links{justify-content:center}
@media (max-width:720px){.hero-inner{padding:36px 0 56px;gap:28px}}